1. Strategic Asset Allocation:

• Full Capital Deployment: The Marathon Plan requires 100% upfront investment in NiftyBees, which are then pledged for margin in the F&O segment. There is no allocation to debt funds or other asset classes.
• Risk Consideration: Since the entire investment is market-linked, investors must be comfortable with moderate risk exposure and understand the implications of leveraging their holdings through Futures.

2. Inclusion of Costs in P&L Calculation:

• Comprehensive Assessment: Investors must account for the Hedging Cost (5%) and Futures’ Forwarding Cost (5%), which together result in a net cost of 15% annually.
• Holistic Approach: Unlike the Comfort Plan, there are no interest earnings from debt funds to offset costs. This means that the total cost is directly deducted from the portfolio’s performance, impacting the net returns.

3. Cost Management Strategy:

• Self-Funded Cost Structure: Since there is no Systematic Investment Plan (SIP) in the Marathon Plan, the investor must ensure liquidity to cover annual costs without relying on additional capital inflows.
• Performance Monitoring: Investors should regularly track portfolio performance to ensure that returns generated from market movements outweigh the annual cost burden.

4. Consistent Monitoring and Adaptation:

• Regular Portfolio Review: The investor is encouraged to periodically review the plan’s performance, ensuring that the leveraged exposure to Nifty Futures remains beneficial in changing market conditions.
• Flexibility in Risk Management: If required, investors may adjust the hedging strategy or reallocate positions based on evolving market trends to optimize returns while managing risk effectively.

By maintaining a disciplined approach, investors in the Marathon Plan can leverage market exposure effectively while actively managing costs. This structured yet adaptable strategy helps in achieving long-term financial growth with calculated risk exposure.