Free Portfolio Health Checkup & Risk Analysis Report

Yes. Your data is shared through India’s RBI-regulated Account Aggregator (AA) framework, which follows strict security and privacy standards. Data is transmitted only after your explicit consent and is encrypted throughout the process. Finideas receives information solely for the purpose of analyzing your portfolio and preparing your Portfolio Health Checkup Report.

No. Finideas receives read-only access to your financial information. We cannot buy, sell, redeem, transfer, or modify any of your investments. We also cannot withdraw money from your accounts under any circumstances.

OTP verification is a security measure used to confirm your identity and authorize data sharing through the Account Aggregator framework. It ensures that only you can grant consent to access your financial information.

Yes. The Account Aggregator ecosystem is completely consent-driven. You can revoke your consent at any time through the Account Aggregator platform, after which no further data sharing will take place.

Yes. Account Aggregators are licensed and regulated by the Reserve Bank of India (RBI). The framework has been created to enable secure, consent-based sharing of financial information while maintaining the highest standards of privacy and data protection.

No. You never need to share your banking, demat, mutual fund, or trading account passwords with Finideas. The Account Aggregator framework eliminates the need for credential sharing and provides a safer way to access financial information.

Once the Account Aggregator process is successfully completed, our team analyzes your portfolio and prepares a personalized report. The report is typically delivered within 48 business hours.

Your Portfolio Health Checkup Report may include:

• Portfolio Beta Score
• Risk & Volatility Analysis
• Diversification Assessment
• Sector Exposure Analysis
• Concentration Risk Assessment
• Drawdown Probability
• Market Crash Sensitivity
• Personalised Observations and Recommendations

The objective is to help you understand the strengths and potential risks within your current portfolio.

No. The analysis process is purely informational. It does not impact your investments, holdings, transaction history, credit score, or portfolio performance in any way.

Yes. Finideas provides this Portfolio Health Checkup Report at no cost. The objective is to help investors gain a deeper understanding of their portfolio’s risk profile and investment positioning.

This report is suitable for investors who want to:

• Understand their portfolio risk profile
• Assess diversification and concentration risks
• Evaluate market sensitivity and volatility
• Review their investment strategy before investing additional capital
• Gain professional insights into their portfolio structure

Market conditions, sector weights, and individual investments change over time. A portfolio that was well-balanced a year ago may now carry higher risk or concentration. Regular portfolio reviews help investors stay aligned with their financial goals and risk tolerance.

Finideas is a SEBI-registered Investment Advisor and Category III Alternative Investment Fund (AIF) manager. Our focus is on helping investors make informed decisions through disciplined analysis, risk awareness, and long-term investment principles.