FINIDEAS HELP CENTER
- The Marathon Plan is a high-exposure strategy within the Index Long-Term Strategy, designed for investors willing to take moderate and calculated risks for potentially higher returns.
- Investment Structure:
- Requires 100% of the investment amount upfront, similar to the Relax Plan.
- The entire investment is used to purchase NiftyBees, which are then pledged for margin in the F&O segment.
- Exposure is doubled, as Nifty Futures equivalent to the investment amount are taken in addition to the NiftyBees holdings.
- Hedging & Cost Management:
- Put options are used for hedging, incurring a cost of 5% of the total exposure.
- Futuresโ forwarding cost is 5% of the Futuresโ exposure.
- Unlike the Comfort Plan, there is no allocation to debt funds, meaning there is no interest income to offset costs.
- Cost Management Approach:
- Since there is no debt fund income, the investor must bear the entire cost directly.
- Net cost amounts to 15% of the investment annually, which includes hedging and futures forwarding costs.
- Investors must ensure adequate liquidity to cover these costs over the long term.
- Investor Suitability:
- Ideal for investors who prefer a fully invested strategy without the need for SIPs.
- Best suited for those comfortable with higher exposure and direct cost management.