FINIDEAS HELP CENTER
- Conservative Investment Mix:
- The Relax Plan incorporates a conservative mix of investment instruments, balancing exposure to equities with a significant allocation to low-risk assets. This strategic mix aims to preserve capital while providing moderate growth.
- Income Generation from Debt Instruments:
- To address the need for regular withdrawals, a portion of the portfolio is invested in debt funds, which typically offer stable returns and income generation. This ensures a steady income stream for individuals who rely on their investments for day-to-day expenses.
- Risk Mitigation Strategies:
- The plan employs various risk mitigation strategies, including hedging through NiftyBees and synthetic futures, to protect the portfolio from market downturns. This proactive approach aims to shield the invested capital, aligning with the low-risk appetite of the target audience.
- Periodic Review and Adjustments:
- Recognizing the dynamic nature of financial markets and individual financial situations, the Relax Plan emphasizes regular reviews and adjustments. This allows for the alignment of the portfolio with changing market conditions and the evolving needs of individuals nearing retirement.